
Budgeting
The Rand-by-Rand Monthly Plan
Build a budget that survives payday, month-end and the school-fee months.
3 hours · 22 lessons
Ubuntu Money Lab
Financial organisation programme

Plan. Control. Grow.
A digital programme of money habits, budgeting systems and debt plans built around real rand-and-cents living.
Money in view
Know where every rand goes
Local reality
SA salaries, costs and banks
Habit-led
Small weekly actions
Goal-ready
Plan the next 12 months
Secure payment
Encrypted checkout
Instant delivery
Access in minutes
Lifetime access
Yours forever
4.8 average rating
From over 2,400 members
Programme modules

Budgeting
Build a budget that survives payday, month-end and the school-fee months.
3 hours · 22 lessons

Debt
Order your accounts, cut interest and negotiate with confidence.
2.5 hours · 18 lessons

Savings
Automate your savings and protect yourself from the next surprise.
2 hours · 16 lessons
Who has already changed their habits
“I finally know what my month looks like before it starts. First time in years I did not borrow to reach payday.”
“The debt module helped me consolidate two store accounts and save around R900 a month in interest.”
“Straightforward, no upselling. My partner and I now run a joint budget every Sunday evening.”
FAQ
Didn’t find what you were looking for? Contact us.
You receive an email with your login and downloadable worksheets within minutes of payment.
Yes — pay once and keep lifetime access, including future updates to the programme.
No. It is financial education: practical organisation methods and money habits, not regulated advice on products.
Yes. See our refund policy for the timeframe and conditions applying to digital products.
Choose your modules, pay once and work through them at your own pace. That simple.
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